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Lucky Civil servants awarded K250,000 from First Capital Bank

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By Burnett Munthali

Lazarus Pious, Nezia Banyan, and Jimmy Mkwenda have each been awarded K250,000 from First Capital Bank’s (FCB) ‘Civil Servant Aweruke Promotion.’

FCB conducted its second monthly raffle draw in Blantyre, revealing the lucky winners of the monthly prizes.

The bank’s Marketing Manager, Pachalo Chiyora, said the promotion aims to reward civil servants who have utilized the bank’s loan facility.

To qualify for the draw, civil servants must apply for and access a minimum loan amount of K1 million, giving them the chance to win the grand prize of up to K10 million.

Civil servants were broke during Easter as the Department of Human Resource Management and Development delayed to process their pay for March. The department attributed the delay to the integration of newly recruited healthcare workers on the government payroll for March 2024.

How you receive these cash promotions can vary from one bank to the next. One might direct deposit the money into the new account; another might send you a prepaid debit or credit card in the amount of the cash offer. Again, find out all the details of a promotion before signing up.

A raffle is a type of contest in which you buy a ticket for a chance to win a prize. After the tickets are sold, a drawing determines which ticket holds the winning number. People raffle off everything from fruit baskets to cars. You might enter a raffle at a school gathering, a fair, or another event.

Everyone loves a game of chance, and raffles are great for incentivizing more ticket sales – resulting in more funds to support your important work. If you’re not sure how to get started, we have 10 fundraising raffle ideas to inspire you and make your next raffle your best yet.

Bank loan facilities are financial assistance programs offered by banks and lending institutions to help companies. The main types of facilities are overdraft services, business lines of credit, term loans, and letters of credit. A facility is essentially another name for a loan taken out by a company.

A facility is an agreement between a company and a public or private lender that allows the business to borrow a particular amount of money for different purposes for a short period of time. The loan is for a set amount and does not require collateral.

COMSIP supports groups to procure best seed varieties, fertilizer and pesticides

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By Burnett Munthali

COMSIP says it will buy crops from 639 savings and loan groups they  are working with in 14 districts under Legumes Enterprise Structured Program (LESP).

Comsip spokesperson Mercy Kayuni told Zodiak that through LESP they supported  Comsip groups with money to procure best seed varieties,fertilizer and pesticides during this year’s farming season.

According to Kayuni,the LESP program is aimed at enhancing food security and income generation among savings and loan groups .

She added that One billion Kwacha was invested  and the program targeted Comsip members benefiting from social cash transfer and climate smart program.

Within Malawi, groundnut is the most important legume and oilseed crop both in terms of the total area cultivated as well as production.

The choice of legume depends on when the cover crop will be planted. For summer planting, use warm-season legumes like Southern peas or soybeans. For planting in the fall, choose cold-hardy legumes like peas. Clover and alfalfa are classic cover crops; both germinate best at warm temperatures.

*Ways to improve your food security:*

Get to know your local farmers. Free or reduced lunch at school. Learn food preservation methods. Local food banks. Improving budgeting for food. Supplemental Nutrition Assistance Program (SNAP)

Income generation can help to overcome food insecurity when economic factors
are a fundamental cause of food insecurity and when food is available in local markets
but lack of money is the main difficulty faced by the vulnerable population. However,
the promotion of income generating activities is not a recipe that can be applied in any
type of situation. An initial food security analysis of the context and the problems
faced by the vulnerable population is essential in order to decide the kind of response
that is best suited to each specific case.

These investments reduce hunger, increase crop production, grow household assets, and result in significantly more children going to school instead of working to help support their families. In addition, the cash transfers benefit the local economies.

The main objectives of the Social Cash Transfer Program (SCTP) are to reduce poverty and hunger, and to increase school enrolment. The programme began as a pilot in 2006 in Mchinji District and was subsequently expanded to an additional six districts in 2007.

Stakeholders willing to support issues of soil health deterioration in Malawi

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By Burnett Munthali

On the sidelines of the Africa Fertiliser and Soil Health Summit, President Reverend Lazarus Chakwera has taken an opportunity to converge investment-ready stakeholders who are willing to support a 10-Year National Action Plan to address the issue of soil health deterioration in Malawi.

Chakwera wrote on his Facebook page that US$163 million-worth plan of action aims at upscaling Malawi’s capacity to achieve food security and revolutionise the agriculture sector towards exponential productivity and commercialisation for exports. 

Chakwera

“During this Malawi Ready Forum, I  tasked Ministry of Agriculture officials to facilitate fruitful engagement with these stakeholders so that they tag along to Malawi’s long-term aspirations while getting value for their investment,” Chakwera said.

Malawi remains one of the poorest countries in the world despite making significant economic and structural reforms to sustain economic growth. The economy is heavily dependent on agriculture, which employs over 80% of the population, and it is vulnerable to external shocks, particularly climatic shocks.

They have historically affected the country but the high population growth, rapid deforestation, overgrazing and ploughing, combined with the impacts of climate change, such as temperature increases and changing precipitation patterns, are increasing the impact of these events that harm agricultural growth.

The 2023 IPC analysis for Malawi indicated that 3 million people representing 15 percent of the total population are experiencing high acute food insecurity IPC Phase 3, Crisis, in 28 districts and four cities.

The Integrated Food Security Phase Classification (IPC), reported in February 2022, that approximately 5.4 million people in Malawi (of a total population of 19.1 million) are facing severe to moderate chronic food insecurity.

Revolutionizing Ag: The Advancements and Advantages of Robotization and AI. Robotization and AI in agriculture includes software/digital platforms for data-driven crop support, autonomous cultivation, drones, and various types of robots for harvesting and sorting.

Crop Rotation. One of the most important innovations of the Agricultural Revolution was the development of the Norfolk four-course rotation, which greatly increased crop and livestock yields by improving soil fertility and reducing fallow.

International Federation of Red Cross (IFRC) and Danish Red Cross distribute K214 million to families affected by floods in Nkhotakota

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By Burnett Munthali

International Federation of Red Cross (IFRC) and Danish Red Cross have through Malawi Red Cross Society made a distribution of K214 million to over 500 families affected by floods in Nkhotakota.

Each affected family from Matiki, Ngala, Nyamvu camps under Senior Chief Kanyenda in the lakeshore district has pocketed K100, 000.

Danish Red Cross Country Manager Malawi, representing all Red Cross partners, Eva Jordung Nicolson said the support will enable the flood survivors to go back to their homes and start rebuilding their lives.


Jordung added that looking at the extent of damages caused by last February’s floods, Red Cross partners will still be mobilizing resources for continued support to flood survivors.

Director of Housing in the Ministry of Lands, Martin Chimangeni said such support will help flood survivors to construct dwelling places and desert the camps.

The floods claimed 8 lives and affected over 14, 000 people in the district.

Flooding typically occurs when prolonged rain falls over several days, when intense rain falls over a short period of time, or when an ice or debris jam causes a river or stream to overflow onto the surrounding area. Flooding can also result from the failure of a water control structure, such as a levee or dam.

As floodwaters spread they can threaten lives, inundate properties and businesses, destroy belongings, damage vital infrastructure and prevent access to essential public services. Often the effects of flood are long term and can be very costly, disruptive and distressing for communities involved. The most immediate threat of floods is to people who are caught on foot or travelling in vehicles in affected areas. People are at risk of sustaining serious or fatal injuries from floodwater, especially swift moving water, and it is important never to enter flood waters on foot or attempt to drive on flooded roads.
 

The challenges faced by flood-affected households include inaccessibility to basic facilities, high transportation costs, weak social ties, lack of trust among household members, loss of privacy, and increased vulnerability for women and children.

Commonly available flood-resistant materials include concrete, closed-cell and foam insulation, pressure-treated and marine-grade plywood, and ceramic tile. And keep in mind that all hardware used in these areas should be made of stainless or galvanized steel.

Flood resistant buildings are typically constructed using concrete or steel and concrete but may also be made with masonry provided there is an impervious layer, such as water-resistant render or asphalt.

Kalindo urges ACB to prove independence in Chilima corruption case

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By Vincent Gunde

Political activist Bon Kalindo has called on the Anti-Corruption Bureau (ACB) to demonstrate its independence by issuing a statement disowning the government’s decision to discontinue the corruption case against Dr. Saulos Klaus Chilima.

Kalindo has further advised the ACB that failure to do so would lead to a loss of credibility, and the better option would be for its officers to resign and disband the bureau, as its existence would be seen as merely nominal.

Kalindo

Kalindo has also challenged the Legal Affairs Committee of Parliament to issue a statement on the matter, ensuring that Malawians trust their commitment to fighting corruption.

He has alleged that the Malawi Congress Party (MCP) has a plan to endorse Chilima as their 2025 elections torchbearer and then challenge his eligibility in court, citing his previous two terms as Vice President.

In an audio clip circulating on social media, Kalindo has advised United Transformation Movement (UTM) members not to celebrate Chilima’s victory in the corruption case, but to oppose the government’s decision to drop the case.

He has warned that more revelations are forthcoming and that UTM members should seek justice by continuing the case in court, rather than celebrating in the streets.

Kalindo has claimed that UTM members are being fooled and reminded them that on May 10, 2024, Chilima was supposed to be in court to answer his corruption case, but the government decided to drop the case without consulting the ACB or Legal Affairs Committee of Parliament.

He has described this move as dangerous and not in line with justice.

Despite facing arrests, rearrests, and court cases, Kalindo has assured Malawians that he will continue to speak out against the government, which he believes is perpetuating corruption and shame on the country and its citizens.